| Updated: Capital.com Account Types in Brief
Capital.com provides a diverse range of account types, designed to cater to various experience levels and trading goals. Every trader, from novice to expert, can start with a demo account, which is risk-free and comes with up to $100,000 in virtual funds. This account replicates live market conditions, providing an ideal environment to practice new strategies on thousands of markets using the broker’s proprietary platform, MT4, MT5, or TradingView.
The broker generally offers one primary retail account for live CFD trading per regulated entity. This is the standard choice for most clients, as it features commission-free trading with competitive spreads from around 0.6 pips for forex majors. All retail accounts benefit from safeguards like negative balance protection and, in certain regions, investor compensation up to a specific amount.
Experienced traders who meet the broker’s criteria for portfolio size and expertise level can apply for a professional account. This account type is associated with substantial benefits, including significantly higher leverage (up to 1:300 or 1:500 depending on the region), but clients waive some of the standard regulatory protections available to retail traders.
In addition to these core offerings, Capital.com provides specialized accounts in some regions based on jurisdiction and religious beliefs. UK residents are eligible for tax-efficient spread betting accounts, although tax treatment depends on individual circumstances. A swap-free account is available for customers in select markets who observe the Islamic religious tenets, replacing overnight interest with administrative fees. There is also the 1X account for UK clients, which provides a unique unleveraged CFD trading experience for long positions only.
| Demo Account |  |
| Islamic Account | |
| ECN Account |  |
| Pro Account | |
| MAM Account | |
Capital.com Minimum Deposit Requirements
Capital.com has structured its deposit requirements to be accessible for most new traders, with the minimum amount depending on the funding method used. For the vast majority of electronic payment solutions, including credit and debit cards and e-wallets, the minimum required deposit is only $/€20. This low barrier to entry allows onboarding customers to start live trading with a minimal commitment.
However, the requirement is slightly higher for alternative methods. If you choose to fund your balance via a bank wire transfer, the minimum deposit increases to $/€50. Similarly, direct deposits have a minimum threshold of $/€40.
Some methods, like iDeal and Przelewy, are available only to clients from specific countries. The broker supports a wide array of base currencies, including USD, EUR, GBP, AUD, CHF, PLN, and HKD, reducing the currency conversion expenses for customers. Funding in an unsupported currency will attract a conversion fee in certain regions.
What Can You Trade at Capital.com?
Capital.com offers a robust selection of over 5,000 CFDs, providing extensive exposure across various global markets. Its product range is substantial, allowing traders to speculate on both rising and falling prices without owning the underlying asset. The broker impresses with great equity coverage, offering more than 4,000 stocks from the US, Europe, and the UK.
It additionally features over 140 forex pairs and 570+ cryptocurrency markets (crypto derivatives are unavailable for UK retail clients). The selection is complemented by a solid range of other assets, including more than 80 commodity markets, approximately 45 indices, various futures, and specialized products like knock-out options.
Step-by-Step Registration at Capital.com – Takes Around 10 Minutes
Getting started involves a simple, step-by-step registration and verification process designed to meet regulatory requirements.
- Access www.capital.com in your mobile or desktop browser and select the button in the top right corner to initiate registration. You will be automatically redirected to the respective regulated entity via geolocation. In our case, this was the CySEC division.
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Provide a valid email address registered in your name, along with a strong password with at least 8 characters. Alternatively, you can register via a supported third-party login (Google Account, Apple Account).
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You will now confirm some basic personal details. First, select your country of residence from the drop-down menu, along with your nationality and birthplace.
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Provide some information about your trading experience and knowledge. You will go through a brief questionnaire with queries related to your trading goals, the type of assets you prefer to trade, and the like. You will also be asked about the total value of your CFD positions over the last year. This helps ensure the platform is suitable for you and aligns with regulatory expectations.
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Capital.com will require some information about your education, current employment status, the name of the company you work for, your position there, and the sector you work in.
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Next up, you need to provide information about your annual income, the percentage of income you are able to save, and the current value of your combined wealth. You must also select your age group, specify what amount you plan to invest in the next year, and confirm that you are not a politically exposed person.
Now you must complete a short quiz with specific questions about CFD trading so that the broker can assess whether you are fit to engage with such high-risk speculative instruments. Some questions require basic calculations, but this should be no issue if you are experienced with derivatives. Take your time and make sure you answer everything correctly, or else you will fail to complete the registration.
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Provide additional personal information, including your full name, birth date, and permanent residential address, then confirm that you have read the broker’s terms and other relevant documentation. You must also enter your personal identification number so that Capital.com can satisfy its regulatory requirements and verify your identity electronically.
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Read and agree to the broker’s terms and conditions, risk disclosure statement, privacy, and order execution policies to proceed to the final steps in the registration.
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After you enter your mobile number, the broker will text you a unique six-digit verification code to confirm the number is indeed yours. Make sure you enter it quickly, as the passcode expires after 25 seconds or so.
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Select a base currency for your new account. Various currencies are supported, but availability varies by country. German customers, for instance, can pick from EUR, USD, and GBP.
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As part of standard compliance checks, the final stage involves providing identity and address documents. You must supply photos or scans of your identity card, driver’s license, or passport for identity verification. A recent bank statement or utility bill is necessary as proof of address.
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You can proceed on your smartphone or complete the verification on your desktop computer. The broker will also prompt you to perform a liveness check to confirm you are an actual human being. The prompts may include turning your head left to right, smiling, or repeating a specific phrase, as instructed. Once the broker reviews your documents, you will be able to access your new account’s dashboard, as shown below.
Final Impressions
In summary, Capital.com provides highly accessible CFD trading via several account types to accommodate different customers. The registration process is nothing out of the ordinary and requires around 10 minutes of your time, assuming you prepare the verification documents in advance. The knowledge quiz and the liveness check are perhaps the most time-consuming steps in the entire process. Minimum deposit requirements are low at $/€20 with most methods, ensuring a low barrier to entry for traders from all walks of life.