Crypto Trading with Low Minimum Deposit

Written by Zornitsa Stefanova

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Zornitsa Stefanova

Zornitsa Stefanova is a Financial Research and Platform Testing Analyst at BestBrokers.com, specialising in hands-on reviews of forex, crypto and stock trading platforms. She evaluates brokerage companies from a user-focused perspective, testing key areas such as account setup, trading conditions, platform usability, available markets and overall reliability.

, | Expert Editor Matthew Levy, CFA

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Matthew Levy, CFA

Matthew Levy, CFA, is a Senior Research Analyst at BestBrokers.com with experience in financial services, securities analysis, portfolio management and trading. His work supports the broker testing process through detailed research, clear financial analysis and a strong understanding of what traders and investors need from reliable online trading platforms.

, | Updated: July 6, 2026

Since Bitcoin’s launch in 2009, the cryptocurrency market has grown rapidly, reaching a market capitalization of $3.45 trillion in early November 2025. This growth has helped exchanges reach daily trading volumes in the billions, while many online brokers now include cryptocurrencies in their product ranges. As a result, retail traders can access digital assets with modest deposits or purchase amounts. Our expert team highlights some of the best crypto trading platforms with low deposit limits, focusing on accessibility, costs, and overall value.

1Plus500 US

Rating: 4.2 ⭐

This content applies only to Plus500 US and clients from the United States. Trading futures involves the risk of loss.

Top Rated

2eToro

Rating: 4.2 ⭐

52% of retail investor accounts lose money

3Fusion Markets

Rating: 4.8 ⭐

74-89% of retail's CFD accounts lose money

4FP Markets

Rating: 4.9 ⭐

73.33% of retail investor accounts lose money

5BlackBull Markets

Rating: 4.8 ⭐

Trading leveraged products is risky

6Pepperstone

Rating: 4.4 ⭐

73.7% of retail investor accounts lose money

Top Brokers with Low Deposit Limits

1. TRADE NOW READ REVIEWTrustpilot Rating

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   1. Fusion Markets

   Regulated by ASIC in Australia, the FSA in Seychelles, and the VFSC in Vanuatu, Fusion Markets is a reputable broker for crypto CFD traders. During our live testing, we verified that clients can trade CFDs on Bitcoin, Dogecoin, Cardano, Chainlink, Polkadot, and eight other cryptocurrencies. The broker does not impose a minimum deposit requirement, making it accessible to traders who want to start with nominal amounts.

   Fusion Markets also caters to budget-conscious traders with a minimum trade size of 0.01 lots and no payment processing fees. We could choose from several trading platforms, including MT4, MT5, TradingView, and cTrader. Crypto trading is available through contracts for difference (CFDs), and we found the spreads relatively narrow, averaging 0.03% for BTC/USD and 0.17% for ETH/USD, with $0 commission.

   Leverage is also available for crypto CFDs, although limits vary by entity. It is capped at 1:10 under the Vanuatu entity and 1:2 under the ASIC-regulated entity. Traders looking to diversify can also access more than 250 other markets, including forex, metals, and soft commodities.

   Gleneagle Asset Management Limited (ABN 29 103 162 278) trading as Fusion Markets, is the issuer of the Fusion Markets Products described in this communication. Trading in Fusion Markets Products involves the potential for profit as well as the risk of loss which may vastly exceed the amount of your initial deposit and is not suitable for all investors. You should read all of these Financial Product Service Terms, the Product Disclosure Statement (PDS) and the Financial Services Guide (available on our website) carefully, consider your own financial situation, needs and objectives for investing in these Fusion Markets Products and obtain independent financial advice.
2. TRADE NOW READ REVIEWTrustpilot Rating

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   2. FP Markets

   Established in 2005, FP Markets is regulated by financial authorities in Seychelles, South Africa, Australia, and Cyprus. Client funds are kept separate from company funds, while third-party auditors review FP Markets’ financial accounts to support regulatory compliance.

   During our evaluation, we found that account registration and verification were both streamlined. We deposited $100 to meet the broker’s minimum opening balance requirement, which provides an accessible entry point for live trading. The availability of minimum position sizes from 0.01 lots also allowed us to manage risk more effectively with a smaller account balance.

   After funding the account, we navigated to the platform’s dedicated crypto CFD section and evaluated its lineup of 12 cryptocurrencies, including Bitcoin, Litecoin, Ripple, Solana, Stellar, and Ethereum. We monitored the trading conditions first-hand and found that spreads averaged 0.03% for BTC/USD and 0.04% for ETH/USD. The broker uses a spread-only pricing model for digital currencies, with no added commissions. FP Markets also delivers smooth multi-device access, with dedicated apps available for both iOS and Android users.

   CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 73.33% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
3. TRADE NOW READ REVIEWTrustpilot Rating

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   3. BlackBull Markets

   We consider BlackBull Markets suitable for traders looking to explore crypto trading, thanks to its selection of over 27 cryptocurrency CFDs and strong platform range. Bitcoin, Litecoin, Solana, Axie Infinity, and Cardano are among the assets we found in BlackBull’s crypto section. Traders can also diversify easily, as the broker provides access to more than 26,000 instruments across forex, commodities, equities, and indices.

   The minimum trade size at BlackBull Markets is 0.01 lots, although this varies by asset. For example, the minimum is 0.01 lots for BTC/USD and 0.1 lots for ETH/USD. This micro-lot flexibility helps retail traders manage risk across different digital assets and fits well with the broker’s low-cost environment, where we recorded average spreads of 0.02% for BTC/USD and 0.13% for ETH/USD.

   During our evaluation, we verified that BlackBull has waived minimum deposit requirements across its three main account tiers: ECN Standard, ECN Prime, and Prime+. Deposits are available via bank cards, digital wallets, bank transfers, and cryptocurrencies, with no internal fees charged on our deposits. Withdrawals, however, incur a flat $5 fee per request for ECN Standard and ECN Prime users. BlackBull Markets’ customer support was available 24/7 during our tests. Traders can contact the team by email, live chat, phone, or WhatsApp.

   Trading foreign exchange on margin carries a high level of risk and may not be suitable for all investors. The high degree of leverage can work against you as well as for you. Before deciding to trade foreign exchange, you should carefully consider your investment objectives, level of experience, and risk appetite. The possibility exists that you could sustain a loss of some or all of your initial investment and, therefore, you should not invest money you cannot afford to lose. You should make yourself aware of all the risks associated with foreign exchange trading and seek advice from an independent financial advisor if you have any questions or concerns as to how a loss would affect your lifestyle.
4. TRADE NOW READ REVIEWTrustpilot Rating

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   4. eToro

   For traders new to crypto trading, we consider eToro an excellent broker to start with. We found the platform relatively easy to navigate, and it offers the broadest selection of crypto CFDs among the brokers on this list. However, these derivatives are not available to UK users due to FCA restrictions. Whether you want to trade Bitcoin or altcoins such as Ethereum, Solana, and XRP, eToro offers a wide selection, with over 140 cryptocurrencies available.

   One of the main advantages of our eToro experience was the flexibility to either trade crypto CFDs or invest directly in digital assets and store them in eToro’s dedicated cold wallet. On the downside, this wallet service is unavailable in some countries, including Estonia, Qatar, Jordan, and Egypt. In terms of costs, we verified that eToro applies a clear fee structure across both investment types. Buying or selling spot cryptocurrencies incurs a flat 1% transaction fee built into the price, while trading crypto CFDs carries the same 1% transaction charge, along with variable daily overnight financing fees.

   The broker also provides various guides in its education hub, which our team reviewed. Beginners can also use eToro’s CopyTrader platform to follow the strategies of more experienced traders. The minimum deposit depends on the client’s country of residence. For clients in Australia, the UK, and Greece, for example, the minimum is $50, while in some countries it may be $100, $200, or higher.

   CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 52% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work, and whether you can afford to take the high risk of losing your money.
5. TRADE NOW READ REVIEWTrustpilot Rating

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   5. ActivTrades

   ActivTrades is authorised by several financial regulators, providing a safe and transparent trading environment for its international client base. Although cryptocurrency trading is not available across all regions served by the broker, eligible clients can access low spreads and commission-free crypto trading. When reviewing the broker’s crypto asset catalogue on our live terminal, we counted 15 popular tokens, including Bitcoin, Ethereum, Dogecoin, Cardano, Litecoin, EOS, Bitcoin Cash, and others.

   Our team verified that there are no minimum deposit requirements for clients registered under the FSC, SCB, and CMVM-regulated entities. While this removes a key barrier to entry, traders should still consider the minimum trade sizes that apply to crypto positions. These vary by asset. For BTC/USD, the minimum trade size starts from 0.01 lots, while the maximum trading volume is 3 lots. For Ethereum, the minimum and maximum trading volumes range from 0.01 lots to 10 lots.

   In terms of trading costs, our live session tracking showed that cryptocurrency trades are commission-free. During our live tests, we recorded typical spreads of around 0.09% for BTC/USD and 0.24% for ETH/USD.

   CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 72% of retail investor accounts lose money when trading CFDs with this provider.You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Comprehensive Comparison of the Top 5 Crypto Brokers with Low Deposit Limits

Top Exchanges with Low Deposit Limits

1. Kraken

   Launched in 2011, Kraken is a cryptocurrency exchange with over a decade of experience and daily spot trading volumes in the billions. When evaluating its asset selection through our live account, we found a robust catalogue of 600+ cryptocurrency pairs, including Bitcoin, USDT, Dogecoin, and Litecoin.

   Minimum deposit requirements vary depending on the cryptocurrency used for funding, but they are generally low. During our tests, we logged minimum deposits of 0.0001 BTC via Bitcoin and 0.01 LTC via Litecoin, with zero deposit fees. Kraken’s cashier also supports online banking, Visa, Mastercard, Google Pay, and Apple Pay, although additional fees may apply. Unlike crypto CFD brokers, which often use spread markups with no added commissions, Kraken operates through a centralised order book, where spreads are built into market prices. This is combined with a tier-based maker/taker commission model.

   Users can choose between spot trading, futures, and margin trading. Kraken applies a flat 1% fee on instant and recurring purchases, while custom orders incur a 1.5% charge. For advanced trading, volume-based schedules apply. Depending on 30-day volume, spot maker fees range from 0.25% to 0.00%, while taker fees range from 0.40% to 0.05%. Futures maker fees range from 0.0200% to -0.0060%, while taker fees range from 0.0500% to 0.0125%.

   Leverage limits are lower than those found on retail CFD platforms, with margin positions capped at 1:10. Staking is also available, although rewards vary by cryptocurrency. Cardano staking can earn 1% to 4% annually, while Ethereum rates range from 1% to 3%.

2. Coinbase

   Founded in 2012, Coinbase is a US-friendly crypto exchange that was formerly based in San Francisco but now operates remotely with no corporate headquarters. It remains one of the largest exchanges globally by daily trading volume, reaching $10.63 billion in early July 2026. Its FinCEN registration allows Coinbase to serve customers in most US states. Coinbase users can access two main platforms: the standard Coinbase platform, available to all clients, and Coinbase Advanced, which requires opting in.

   The exchange is highly user-friendly and offers numerous guides covering crypto basics and blockchain-related topics. Minimum purchase amounts vary by asset, payment method, and order type. For example, limit orders require a minimum buy or sell amount of $5, making Coinbase suitable for beginners testing crypto trading.

   We also analyzed Coinbase’s pricing structure. For retail volumes under $10,000, we logged a 0.40% maker fee and 0.60% taker fee. These costs decrease as trading volume grows, eventually reaching 0.00% for makers and 0.04% for takers above $400 million. Coinbase also offers leverage of up to 1:50 on selected Bitcoin and Ethereum perpetual futures, while other digital assets are capped at 1:25.

3. Binance

   With an average daily volume of $65 billion, Binance is one of the largest and most widely used crypto exchanges today. It offers more than 500 cryptocurrencies, along with spot trading, futures, peer-to-peer transactions, and margin trading. Unlike traditional crypto CFD brokers that rely mainly on spread markups with no added commissions, Binance uses a centralised order book and a standard maker/taker fee model. During our live testing, we found the platform packed with tools and features, although some users may find the learning curve steep.

   Binance technically applies deposit minimums that vary by blockchain, but our team verified that they are typically negligible and unlikely to affect most users in practice. For example, the minimum BTC deposit on the BNB Smart Chain (BEP20) network is 0.00000002 BTC, while the minimum withdrawal is 0.00000056 BTC.

   Binance does not charge deposit fees and is generally known for its competitive pricing. Spot maker/taker fees range from 0.100% / 0.100% for regular users to 0.011% / 0.023% for VIP 9 clients, depending on monthly trading volume. Available leverage reaches up to 1:10 for spot margin positions and up to 1:125 on selected perpetual futures contracts. Customers can fund their accounts via bank transfers, credit/debit cards, and peer-to-peer transfers.

4. KuCoin

   With over 45 million customers across more than 200 countries and territories, KuCoin is a major global centralized crypto exchange. During our live testing, we found that it offers the largest coin selection on our list, with Bitcoin, Ethereum, Tron, and Monero among its 1,000+ supported cryptocurrencies. The exchange also provides market data on more than 9,300 digital assets, although not all are tradable.

   Beyond spot trading, KuCoin’s services include Web3 wallets, futures trading, institutional wealth management, and crypto payments. Users must complete mandatory Identity Verification (KYC) to access these features.

   When analyzing costs, we verified that minimum deposits are asset- and network-specific, while KuCoin’s fees are among the lowest in the crypto market. Spot fees are divided into Class A, Class B, and Class C categories, depending on the cryptocurrency tier. Highly liquid assets such as Bitcoin and Ethereum fall under Class A, which carries KuCoin’s most competitive baseline fees. Entry-level VIP 0 accounts start at 0.1% maker and 0.1% taker fees, scaling down to 0% maker and 0.025% taker at VIP 12. Regular user discounts are also available.

   For derivatives, standard futures contracts start at VIP 0 fees of 0.02% maker and 0.06% taker, decreasing to 0% maker and 0.025% taker for VIP 12 accounts. KuCoin has a limited fiat payment selection but supports Visa, Mastercard, Revolut, Skrill, PayPal, and prepaid cards for crypto purchases.

5. OKX

   Operating across more than 180 regions worldwide and featuring more than 350 tradable cryptocurrencies, OKX (formerly OKEx) is an exchange with over 50 million customers. Clients can pick from Mastercard, Visa, bank transfers, mobile wallets, Pix, and more for deposits, depending on where the customer is located.

   OKX is generally considered suitable for beginners. There is a demo account option that traders can use to practice, and copy-trading is also available. Crypto lending and staking are also supported.

   During our live evaluation, we found that OKX sets minimum deposits by token, based on the smallest amount required for a blockchain transfer to be credited. Traders should always check these asset-specific limits before sending funds, as deposits below the displayed threshold are not credited or refunded. OKX groups assets into categories, including highly liquid coins like BTC and ETH, stablecoins, and other assets. Fee tiers are updated daily based on assets under management and 30-day trading volume. Regular users start with spot maker/taker fees of 0.0800%/0.1000%, while top VIP clients can access lower fees and maker rebates.

Deposit Methods 101

Cryptocurrency platforms aim to make purchasing crypto and the facilitation of crypto trading as streamlined as possible. Lately, they have made efforts to ensure there is a sufficient variety of deposit methods so that users can easily make the transition from fiat to crypto.

In other words, if you do not own any crypto prior to registering at an exchange or broker, most platforms allow you to purchase crypto directly after registration and account verification. They also give you the option to deposit fiat currencies into the account and use those funds to buy crypto.

You will typically come across the following methods for deposits:

• Credit/Debit Cards: Generally, you will find bank cards in any of the platforms we have included in our list. Whether you prefer credit or debit, you will be able to deposit into your account via Mastercard or Visa cards.
• Bank Transfers and Wire Transfers: Other traditional payment methods are bank and wire transfers. The latter are faster but also come with extra costs, so it will depend on preferences and budget.
• Digital Wallets: Some exchanges and plenty of brokers also allow for digital wallet deposits. Options here include Skrill, Neteller, Perfect Money, MuchBetter, Payz, and PayPal, among others, or mobile wallets such as Google Pay or Apple Pay. Digital wallets are praised for their convenience and security, so many platforms provide them to their clients.
• Cryptocurrencies: It should be noted that if you are already a crypto user, the process is even more streamlined since you can transfer coins directly from your own blockchain wallet to your account. Crypto exchanges like Binance support peer-to-peer transactions, allowing registered clients to purchase or sell cryptocurrencies from and to other users without relying on intermediaries.

Regardless of which option you go with, once you have your preferred cryptocurrency in your account balance, you can start trading.

How to Deposit into Your Crypto Platform Account

Those new to trading can rest assured that the process of depositing at an exchange or broker is relatively simple. Moreover, it does not differ much between platforms, with the only core difference being that exchanges allow users to purchase crypto directly.

1. The first step involves opening the platform of your broker or exchange of choice and logging into your account.
2. You should now see a deposit button on the homepage. Clicking it will take you to the cashier system.
3. If you wish to deposit fiat, you will typically be able to use a bank card to complete the deposit or another of the payment methods available on your platform. You may also choose to deposit via crypto.

Clients of crypto exchanges are normally provided with the option to purchase crypto from the deposit page via their preferred payment method. Keep in mind that most brokers and exchanges require account verification before allowing onboarding customers to transact. The verification process typically entails uploading copies of government-issued identification documents, recent utility bills, and screenshots or photos of the payment method used.

Crypto Brokers vs Crypto Exchanges

One of the most fundamental factors to consider when comparing exchanges to brokers is the selection of tradable cryptocurrencies a platform has. In general, cryptocurrencies can be rather scarce at traditional brokers (usually several dozen), while exchanges allow for trading hundreds of cryptocurrencies. KuCoin is a great example as it provides a choice from over 1,000 digital assets. On the other hand, brokers also offer other types of markets, including forex, stocks, and more. If you go with an exchange, you usually have only crypto trading as an option.

Another core difference between the two has to do with the ways you can partake in crypto trading. Namely, if you go with a broker, your most common option for trading is through contracts for difference (CFDs). Whenever you are buying or selling crypto CFDs, you do not own the actual underlying crypto asset. Instead, you are simply speculating on the price change of the asset.

With a crypto exchange, you purchase and own crypto assets, so you also need a wallet where you can store them until you decide to sell or exchange them. Trading crypto is already difficult due to the volatility of the crypto market, but CFDs are even riskier and not particularly beginner-friendly.

In addition, plenty of crypto exchanges also provide clients to partake in peer-to-peer (P2P) trading. That function facilitates direct exchange of crypto assets between users of the exchange without the intervention of any mediator, including the exchange itself.

Regulation and security are also factors differentiating exchanges from brokers. There are exchanges that have gone through the process of obtaining licenses and registrations, but there are also ones that do not operate under reputable regulators, if any. Moreover, pay attention to whether a regulated broker is registered with your own jurisdiction’s regulator when choosing a platform.

As for security, both exchanges and brokers normally have strong encryption and other technology that serves to protect clients and assets, but exchanges are seen as an even more lucrative target to hackers and are potentially attacked more often.

Deposit Fees and Other Transaction Costs

Blockchain users will seldom come across a crypto trading platform that charges its clients for deposits. Even when a platform attaches a cost to deposit transactions, it is typically low and simply accounts for the costs the platform itself would need to pay to accept client deposits. This may apply to cash deposits with fiat methods made on crypto exchanges.

There are fees to keep track of regardless of the platform, however. When depositing via bank cards, for instance, your banking institution will charge you for the transaction. Crypto deposits, in particular, will also involve network fees, which are referred to as “gas fees” in the context of the Ethereum blockchain.

In contrast to deposits, withdrawals are usually accompanied by a fee imposed by your exchange or broker, and the amounts vary from platform to platform. These tend to vary between payment methods as well. Some brokers and exchanges waive their processing fees on withdrawals in an attempt to remain competitive and attract a larger clientele.

Depositing on Mobile Crypto Platforms

Nowadays, it is easier than ever for crypto devotees to trade on the go, as the vast majority of brokers and exchanges provide mobile applications to their clients. These apps have most of the functionalities of the desktop versions of the platforms, making them the perfect option for those who value portability.

One of the functions that is virtually unchanged on mobile platforms is depositing, and the same applies to purchasing crypto via your platform. In other words, you will be able to use bank cards, bank transfers, digital wallets, and other payment solutions. It is worth noting that in terms of digital wallets, plenty of platforms opt for supporting Google Pay and Apple Pay, which makes them even more convenient for smartphone users. Skrill and PayPal are also available in some instances.

What to Keep in Mind When Picking a Platform

If you are considering trading cryptocurrency, there is plenty to consider before settling on a particular platform. We have outlined the key factors that can make or break a given broker or exchange below:

• Regulation

  Whether you decide to go with a broker or an exchange, it is imperative that you make sure that the platform can operate legally in the jurisdiction you reside in. It is sometimes possible to register and use a certain platform regardless of its licensing or whether it is registered with your jurisdiction’s regulator, but it is generally safer to go with one that has been given official approval to accept clients from your region. ASIC (Australia) and the FCA (UK) are reputable regulators.

• Security

  Another aspect tied to safety is a platform’s security features. Going for platforms that offer two-factor authentication, phishing protection, and other security features is a good idea.

• Variety of Cryptocurrencies

  The third most important factor to consider is the selection of cryptocurrencies that can be traded on a platform, as well as what other assets are available. Exchanges tend to have quite a lot of options when it comes to crypto, both in terms of ways to trade and the cryptocurrencies themselves, but they typically lack non-crypto trading instruments. Brokers, on the other hand, usually support CFD trading of a handful of cryptocurrencies, and they can also facilitate the trading of fiat currencies, stocks, and more. Your personal preferences and goals as a trader will dictate what type of platform you go with.

• Liquidity

  The next factor we will take a look at is liquidity. The higher the liquidity, the less a cryptocurrency’s price will be affected when it is purchased and sold on the platform, so platforms with deep liquidity are often recommended.

• Trading and Non-Trading Costs

  You should also make sure to examine the fee structure of a given platform. Trading costs can come in the form of taker/maker fees, the spread, and more. There are also transaction costs to consider, overnight fees, and maintenance fees that warrant examination.

• Customer Support

  Last but not least, a platform’s customer support is important to review before you decide. You will typically want to go for a broker or exchange that offers 24/7 support via live chat or other means of communication you find convenient. In addition, make sure to visit online crypto communities or review platforms like Trustpilot to check feedback regarding how quickly issues are resolved and how helpful the customer service team is.

Pros and Cons of Trading Crypto with Low Minimum Deposit Platforms

As is the case with all types of trading, you will find that crypto trading at low-deposit platforms comes with its advantages, but it also has some drawbacks. The first upside to crypto trading is that clients have access to both cryptocurrency brokers and exchanges, some of which enjoy an excellent reputation in this industry. Customers who are experienced in other areas of trading and are looking to trade in the crypto market can do so without the need to use different platforms if they opt for a broker.

Access to leverage is another aspect that seasoned traders may be interested in. Both exchanges and brokers give their clients the opportunity to trade crypto while taking advantage of leverage, which can lead to a notable increase in profits when trading, although it can equally lead to increased losses. Beware the risk of leverage and do your due diligence before using it.

Cryptocurrencies are also prone to major volatility, which can be both an advantage and a disadvantage. On the one hand, volatility creates opportunities for making profits while trading crypto. The downside, however, is that major fluctuations can be difficult to predict, and it is possible to incur substantial losses as well. Leverage amplifies both.

In general, crypto assets do not enjoy the same level of regulation as other assets, and you might not be eligible for certain types of compensation. There are also platforms that are not licensed in general, which is another potential issue.

Another downside is brokers’ tendency to support a limited selection of crypto. Cryptocurrencies are not as widespread at low-deposit brokers as they are on exchanges that have low or no minimum deposit requirements. Therefore, it is quite possible that you might not find a specific cryptocurrency you wish to trade on a given platform. You might, therefore, find yourself forced to go with an exchange over a broker, even if you would have preferred the latter.

Additionally, cryptocurrencies that are available in the market categories of brokers are often a part of the broker’s selection of CFD products. CFDs (contracts for difference) are speculative derivatives that carry substantial risk, so those who would like to avoid them would be locked to a particular type of platform.

Written by Z. Stefanova | Expert Editor Matthew Levy, CFA