| Updated: While there are many ways to fund a brokerage account, credit and debit cards remain the fastest method for near-instant market access. Our top-rated brokers excel at facilitating secure card deposits at no additional cost to the trader. These platforms provide the benefit of immediate, fee-free processing to help you get started right away. Detailed below are the primary features of our top selections.
Plus500 USThis content applies only to Plus500 US and clients from the United States. Trading futures involves the risk of loss.
eToro50% of retail investor accounts lose money
Fusion Markets74-89% of retail's CFD accounts lose money
FP Markets73.33% of retail investor accounts lose money
BlackBull MarketsTrading leveraged products is risky
Eightcap59.57% of retail investor accounts lose money when trading CFDs with this provider.
Global Prime74-89% of retail CFD accounts lose money
Pepperstone72.9% of retail investor accounts lose money
VantageTrading leveraged products is risky
ActivTrades72% of retail investor accounts lose moneyForex Brokers Accepting Credit and Debit Cards Ranked by Trustpilot Score
| Forex Broker | Trustpilot Reviews | |
|---|---|---|
| 1. FP Markets | 9,422 | 4.9 ⭐ |
| 2. Fusion Markets | 4,873 | 4.8 ⭐ |
| 3. Global Prime | 341 | 4.7 ⭐ |
| 4. AvaTrade | 11,076 | 4.7 ⭐ |
| 5. FXCM | 756 | 4.5 ⭐ |
| 6. City Index | 393 | 4.2 ⭐ |
| 7. eToro | 29,171 | 4.2 ⭐ |
| 8. Plus500 | 17,312 | 4.2 ⭐ |
| 9. Eightcap | 3,429 | 4.0 ⭐ |
| 10. ActivTrades | 1,251 | 3.9 ⭐ |
Comprehensive Comparison of the Top 10 Forex Brokers Accepting Credit and Debit Cards
| Forex Broker | Min Deposit | Min Withdrawal | Fees | Max Leverage | Trading Platforms | Regulators | Trust Pilot Rating |
|---|---|---|---|---|---|---|---|
| 1. FP Markets | $50 | $5 | No fees | 1:30 (Retail)1:500 (Professional) | MetaTrader4, MetaTrader5, WebTrader, IRESS, cTrader, TradingView | ASIC, CySEC, FSA (Seychelles), FSCA, FSA (St. Vincent and the Grenadines), SCB (Bahamas), FSCM (Mauritius) | 4.9 ⭐ |
| 2. Fusion Markets | $10 | $10 | No fees | 1:30 for ASIC Entity (1:500 for VFSC Entity) | MetaTrader4, MetaTrader5, cTrader, DupliTrade, Fusion+ Copy Trade, TradingView | ASIC, FSA (Seychelles), VFSC (Vanuatu) | 4.8 ⭐ |
| 3. Global Prime | $10 | $10 | No fees | 1:30 (Retail)1:500 (Professional) | MT4, MT4 Webtrader, MT4 Android, MT4 iOS; for VFSC clients MT4, MT5 (Desktop, Webtrader, Mobile), and GP Copy | ASIC (No. 385620), VFSC (No. 40256) | 4.7 ⭐ |
| 4. AvaTrade | $100 | No minimum | No fees | 1:30 (1:400 for Pro and Non-EU Accounts) | MetaTrader4, MetaTrader5, WebTrader, AvaTade App, AvaSocial, AvaOptions, DupliTrade | CBI (No. C53877), ASIC(No. 406684), FFAJ (No. 1574), ADGM / FSRA (No. 190018), BVIFSC (No. SIBA/L/13/1049), FSCA (No. 45984), CySEC (No. 347/17), ISA (No. 514666577), SFC (No. 0261/2024) | 4.7 ⭐ |
| 5. FXCM | $50 | No minimum | No fees | 1:30 (CySEC, ASIC, FCA)1:1000 (Non-EU) | MetaTrader 4, TradingView Pro, Trading Station, Capitalise.ai | FCA, CySEC, ASIC, FSCA, ISA, FSA (St. Vincent and the Grenadines) (license no. 1776) | 4.5 ⭐ |
| 6. City Index | $100 | $150 | No fees | 1:30 (Retail, 1:20 for Singapore)1:400 (Professional) | MT4, WebTrader, Trading App, TradingView | FCA (No. 446717), MAS (No. 201130598R), ASIC (No. 345646), HKFSC (BCQ152), JFSA (2010401047199), DFSA (F000542) | 4.2 ⭐ |
| 7. eToro | $1 - $50 (varies in different jurisdictions) | $30 | No fees | 1:30 (FCA, ASIC, CySEC); 1:400 (FSA) | eToro Investing, eToro App, TradingView, eToro CopyTrader, Proprietary | FCA, CySEC, ASIC, MFSA, FSRA, FSA, FINRA/FinCEN, AMF, SEC, GFSC | 4.2 ⭐ |
| 8. Plus500 | $100 | $100 | No fees | 1:30 (1:300 for Professional Accounts) *Professional clients lose their ICF rights | Proprietary, desktop and mobile platforms | FSA (No.4.1-1/18), FCA (No. FRN 509909), CySEC (No.250/14), FMA (No.47546), SFSA (No. SD039), MAS (No. CMS100648), DFSA (No. F005651), ASIC (No. 417727), BaFin registration, SCB (SIA-F250) | 4.2 ⭐ |
| 9. Axi | $5 | $5 | No fees | 1:30 (Retail)1:500 (Professional) | MetaTrader4, MT4 WebTrader, Axi Mobile | ASIC, FCA, CySEC, DFSA, FSA (Saint Vincent and the Grenadines), FMA | 4.2 ⭐ |
| 10. Eightcap | $100 | $100 | No fees | 1:30 (ASIC, CySEC)1:500 (FSA) | MetaTrader4, MetaTrader5, WebTrader, TradingView, Capitalise.ai, FlashTrader | SCB (No. SIA-F220), ASIC (No.391441), CySEC (No. 246/14), FCA (No. 921296), FSC (GB25204603), FSA (SD100), SCA | 4.0 ⭐ |
Top 11 Brokers for Credit/Debit Card Deposits
Fusion Markets commenced operations in 2019, and has become recognized for its competitive spreads, low commissions, and no hidden fees. The company has received authorization from the financial regulators of Australia, Seychelles, and Vanuatu. Traders at Fusion Markets can access over 250 financial instruments, including 90+ currency pairs.
The broker supports 30+ funding options and does not charge additional fees on deposits. There are no minimum deposit requirements, although Fusion Markets reports most retail customers start with at least $1,500. Visa/Mastercard deposits are processed instantly, with several currency options, including AUD, CAD, EUR, GBP, and USD.
Gleneagle Asset Management Limited (ABN 29 103 162 278) trading as Fusion Markets, is the issuer of the Fusion Markets Products described in this communication. Trading in Fusion Markets Products involves the potential for profit as well as the risk of loss which may vastly exceed the amount of your initial deposit and is not suitable for all investors. You should read all of these Financial Product Service Terms, the Product Disclosure Statement (PDS) and the Financial Services Guide (available on our website) carefully, consider your own financial situation, needs and objectives for investing in these Fusion Markets Products and obtain independent financial advice.- 2. FP Markets
FP Markets is a Contracts for Difference (CFD) provider that has operated since 2005. The Sydney-based company offers favorable trading conditions, a selection of over 10,000 tradable markets, and fast execution speed. The broker has obtained regulatory approval from the Cyprus Securities and Exchange Commission (CySEC), the Australian Securities and Investments Commission (ASIC), the Financial Services Authority of Seychelles (FSA), the Financial Sector Conduct Authority (FSCA), and the Financial Services Commission of Mauritius (FSCM).
Registered customers of FP Markets can fund their live balance with over 30 deposit solutions, including Mastercard and Visa-branded cards. Card deposits are free and instant for MetaTrader 4 and MetaTrader 5 accounts. Customers with Iress accounts usually wait up to one business day for card deposits to reflect in their balance. The minimum you can transfer from your card to your live balance is $50 or the equivalent in euros or pound sterling.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 73.33% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. BlackBull Markets burst onto the online trading scene in 2014, offering its customers some of the best conditions and numerous financial markets to explore. With 26,000+ tradable assets, multiple markets, and various innovative trading platforms, BlackBull Markets allows every type of trader to tailor their trading sessions to their liking.
Whenever you are ready to go live with your trades, you will have plenty of funding options for your account. Credit and debit cards, being one of the most popular global payment solutions, are accepted as both deposit and withdrawal options at BlackBull Markets. Card deposits are instant and incur zero fees. Meanwhile, the broker imposes fees on withdrawals, but that applies to all accepted payment solutions. Deposit limits with Visa and Mastercard range from $50 to $50,000 per transaction, but exceptions may apply due to differences in card issuer policies.
Trading foreign exchange on margin carries a high level of risk and may not be suitable for all investors. The high degree of leverage can work against you as well as for you. Before deciding to trade foreign exchange, you should carefully consider your investment objectives, level of experience, and risk appetite. The possibility exists that you could sustain a loss of some or all of your initial investment and, therefore, you should not invest money you cannot afford to lose. You should make yourself aware of all the risks associated with foreign exchange trading and seek advice from an independent financial advisor if you have any questions or concerns as to how a loss would affect your lifestyle.- 4. Global Prime
Global Prime is an online broker regulated by ASIC and the Vanuatu Financial Services Commission (VFSC). The company facilitates trading in over 150 financial instruments, including forex, crypto, commodities, indices, and bonds. The broker offers competitive spreads, low-latency order processing, and round-the-clock support.
The broker accepts deposits with over 20 secure methods, including Mastercard, Visa, Neteller, Skrill, and PayPal. Global Prime charges no additional fees on credit/debit card deposits. Minimum deposits with Visa and Mastercard start from $10 and are processed instantly. Supported processing currencies include USD, AUD, GBP, and EUR.
Global Prime is a trading name of FMGP Trading Group Pty Ltd (ABN 74 146 086 017) and is regulated by ASIC and licensed to carry on a financial services business in Australia under Australian Financial Services License No. 385620. Gleneagle Securities Pty Limited trading as Global Prime FX, is a registered Vanuatu company (Company Number 40256) and is regulated by the VFSC. The website is owned and operated by FMGP Trading Group Pty Ltd, ABN 74 146 086 017. - 5. City Index
City Index is an established broker with over four decades of experience and 1 million customers worldwide. The broker operates with licenses issued by regulators including the Financial Conduct Authority (FCA) and ASIC. Customers of the brokerage can access over 13,500 markets at competitive prices via platforms such as TradingView and MetaTrader 4.
The broker accepts payments with debit/credit cards, bank transfers, and PayPal, with minimum card deposits of $100 as per City Index’s recommendation. Card users can transact in five base currencies (USD, GBP, PLN, EUR, and CHF) while incurring no additional deposit charges. When depositing funds via cards for the first time, traders should be careful to input their card number, CVC number, and expiry date correctly to ensure the transaction is successful. Meanwhile, card withdrawals are also fee-free, but take between 3 to 5 business days.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 69% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. - 6. AvaTrade
AvaTrade is an established broker that offers over 1,250 tradable instruments across major asset classes. The broker maintains a global presence, having obtained regulatory approval in nine jurisdictions, including Canada, Australia, South Africa, Cyprus, and Japan.
The company offers multiple account types to accommodate new and experienced traders alike. Global clients can deposit with credit/debit cards, bank wire transfers, and digital wallets. First-time deposits with credit cards may take up to one working day as all new clients undergo obligatory verification. The minimum you can deposit with your credit or debit card is $100 or the equivalent in euros, pounds, and Australian dollars.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 57% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. - 7. Eightcap
Established in 2009, Eightcap is a Melbourne-based forex broker and CFD provider offering reasonable trading conditions, competitive spreads, and transparent pricing. It provides a choice from over 800 financial instruments tradable via MT4, MT5, and TradingView. The company has obtained licenses from four regulators: ASIC, FCA, the Securities Commission of The Bahamas (SCB), and CySEC.
Credit and debit cards are viable deposit options for customers from all countries except China and Japan. Eightcap has no additional fees on card deposits and processes them instantly. Card users can transact in seven base currencies, including AUD, EUR, CAD, GBP, NZD, SGD, and USD. Maximum deposits with cards are capped at $10,000 or the currency equivalent.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 76.09% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. - 8. eToro
eToro is a copy trading-focused broker with a proprietary platform used by over 35 million users worldwide. Registered traders can access over 7,000 financial markets at competitive prices. Spreads for the most liquid forex pairs start from 1 pip only.
Minimum first-time deposits at eToro range from $1 to $10,000, depending on your jurisdiction and its local regulations. Subsequent payments to your live account should be at least $50 in most regions. The broker accepts deposits via Visa, Mastercard, and Maestro credit and debit cards. Note cards used in transactions must be in the same name as the eToro account holder.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 50% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work, and whether you can afford to take the high risk of losing your money. - 9. Plus500
Plus500 is a multi-regulated broker with licensed subsidiaries in the UK, Estonia, Cyprus, Australia, Singapore, South Africa, and Dubai. The broker offers competitive spreads, reliable order processing, and multiple account funding options. Plus500 provides over 2,800 CFD tradable products, including exchange-traded funds and options, along with comprehensive educational materials and tools for advanced market analysis.
Customers with live accounts can deposit with cards, digital wallets, and wire transfers. Credit card withdrawal transactions start at $100 or currency equivalent, and involve a fee of $10. Plus500 holds client funds in segregated bank accounts. As is the standard practice, all deposits must originate from traders’ own resources, so the card must be registered in your name.
79% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money. - 10. ActivTrades
ActivTrades is a well-established broking firm with over two decades of experience and 60+ industry awards. The company’s global reach extends to 170 countries thanks to licenses from the FCA, SCB, Financial Services Commission (FSC), Portuguese Securities Market Commission (CMVM), and Brazilian Securities and Exchange Commission (CVM). Clients can access spreads from 0.5 pips on over 1,100 tradable symbols, including 50+ currency pairs.
The broker accepts deposits with credit and debit cards, bank transfers, e-wallets, and cryptocurrencies. Deposits via credit/debit cards are fee-free, as are withdrawals. When depositing with a card, you can anticipate the funds to reflect in your balance within half an hour. The broker processes card withdrawals within the same working day at no cost for customers. Various base account currencies are available, including EUR, USD, GBP, SEK, ARS, CHF, and BRL.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 72% of retail investor accounts lose money when trading CFDs with this provider.You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. - 11. Axi
In business since 2007, Axi has grown into a global brokerage whose reach extends to over 60,000 customers from more than 100 countries. The broker serves its multinational client base with CySEC, ASIC, the Dubai Financial Services Authority (DFSA), and the Financial Markets Authority (FMA) licenses. Axi offers deep liquidity, fast execution, and competitive spreads, with a portfolio of over 220 markets for forex, commodities, shares, stocks, and cryptocurrencies.
Axi accepts deposits with Visa, Mastercard, Neteller, and bank transfers. Card users can transact in four base currencies (USD, EUR, PLN, GBP), with deposit limits ranging from $5 to $100,000. Withdrawals range from $5 to $50,000 per transaction.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. The vast majority of retail client accounts lose money when trading in CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
How to Fund Your Trading Account with Credit/Debit Cards
Funding your live trading account with a credit or debit card is straightforward. To get started, log in to your existing account and select the deposit button, usually located at the top left of your screen. Then choose debit/credit cards from the list of available deposit options and enter the amount you wish to transfer to your live balance.
The cashier system will then prompt you to fill out your card details, including its number, expiry date, CVV code, and cardholder name. After you select the deposit button, the funds typically reflect instantly in your live trading balance. You can only deposit with cards issued in your name due to regulatory requirements to prevent money laundering and terrorist financing.
Is KYC Required to Deposit with Credit/Debit Cards?
All licensed brokers follow strict Know Your Customer (KYC) procedures as part of the anti-money laundering (AML) requirements of their financial regulators. Traders must successfully verify their identity, place of residence, and payment method by sending copies of government-issued identity documents, bank statements, or recent utility bills.
When depositing via card, you will usually be required to submit legible color copies of the front and back of your debit or credit card. Ensure that the cardholder’s name, expiry date, and the first and last four digits are clearly readable. To maintain security, you can safely obscure the middle eight digits of the card
number before uploading your documents.
Regulated brokers never process withdrawals from unverified live accounts. Some even require onboarding customers to undergo verification during the registration process.
How to Withdraw from Your Trading Account with Credit/Debit Card
The withdrawal process with credit and debit cards is similar to depositing. Traders log into their live accounts, select the withdrawal option, and specify the amount they wish to withdraw from their balance.
If you have deposited with a card, you can continue using the same card for future transactions without entering your card details again. The cashier system treats the card as your default payment method since all regulated brokers return withdrawals to the originating source of deposits.
Withdrawals to credit and debit cards normally require one to three business days to process. Processing times vary by broker and receiving bank. In some cases, it takes up to 10 business days to receive the requested funds.
Most Popular Credit/Debit Card Issuers
Online forex brokers commonly accept deposits with popular card brands like Visa, Mastercard, Maestro, and American Express, although cards from other issuers may also be available depending on where you trade. Visa and Mastercard rank among the most widespread options, facilitating smooth transactions to and from your live trading account.
Mastercard began phasing out Maestro in early July 2023 when it discontinued issuing new cards in Europe. European banks now issue Mastercard Debit or Visa Debit for new accounts, renewals, and replacements. The primary reason for this discontinuation is Maestro’s limited online functionality, as these cards were designed primarily for in-person transactions and often do not work for e-commerce. Existing Maestro cards will remain valid until they expire during the final phase-out sometime in 2027.
Cards carrying the American Express, Discover, and Diners Club logos receive limited support. However, they are still accepted at some forex trading sites.
Ultimately, the combination of security, transaction speed, cost-efficiency, and convenience makes credit and debit cards the preferred choice for millions of retail traders. By providing nearly
instant account funding without the burden of extra broker fees, card deposits ensure you spend less time managing your balance and more time capitalizing on market opportunities.
| Credit and Debit Card Payment Method Additional Information | |
|---|---|
| Popular brands of credit and debit cards | Visa, Mastercard, Maestro, American Express, Discover, Diners Club |
| Deposit Timeframe | Instant |
| Withdrawal Timeframe | 1 – 5 business days |
| Minimum Deposit | 5 – 100 EUR / USD / GBP |
| Minimum Withdrawal | 5 – 10 EUR / USD / GBP |
| Trading Transaction Fees | None for most brokers |
| Supported Countries | Worldwide |
| Supported Currencies | All domestic currencies |
Alternative Deposit Methods
- PayPal Forex Brokers
- Prepaid Cards Forex Brokers
- Visa Forex Brokers
- Amex Forex Brokers
- Crypto Forex Brokers
- Bitcoin Forex Brokers
- Wire Transfer Forex Brokers
- Trustly Forex Brokers