Forex Brokers with Standard Account

Written by Eugene Lee, CFA

Eugene Lee, CFA

Eugene Lee, CFA, is an investment strategist and quantitative researcher with over two decades of experience navigating global markets. Having worked on trading and portfolio management teams covering multi-billion dollar portfolios across equities, fixed income, and derivatives.

, | Updated: March 31, 2026

In forex trading, familiarity with the different account types traders can opt for is important. One such popular type is the Standard Account, with a contract size for forex amounting to 100,000 units of the base currency.

Most forex brokers typically offer a range of account types, including Micro, large, demo, and swap-free accounts, to cater to the diverse needs of different traders. Traders are advised to select a suitable account based on their requirements for minimum deposits, lot sizes, and maximum allowable leverage. The following are several regulated forex brokers offering Standard Accounts.

1Plus500 US

Rating: 4.2 ⭐

This content applies only to Plus500 US and clients from the United States. Trading futures involves the risk of loss.

Top Rated

2eToro

Rating: 4.2 ⭐

50% of retail investor accounts lose money

3Fusion Markets

Rating: 4.8 ⭐

74-89% of retail's CFD accounts lose money

4FP Markets

Rating: 4.9 ⭐

73.33% of retail investor accounts lose money

5BlackBull Markets

Rating: 4.8 ⭐

Trading leveraged products is risky

6Eightcap

Rating: 4 ⭐

59.57% of retail investor accounts lose money when trading CFDs with this provider.

7Global Prime

Rating: 4.7 ⭐

74-89% of retail CFD accounts lose money

8Pepperstone

Rating: 4.4 ⭐

72.9% of retail investor accounts lose money

9Capital.com

Rating: 4.6 ⭐

69% of retail investor accounts lose money when trading CFDs with this provider.

10XM Group

Rating: 2.7 ⭐

72.82% of retail investor accounts lose money

Top 11 Brokers Offering Standard Accounts

1. TRADE NOW READ REVIEWTrustpilot Rating

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   1. Fusion Markets

   Fusion Markets is authorized and regulated by financial regulators including ASIC, the FSA, and the VFSC. The company offers three main account types: Zero, Classic, and Demo. The Demo account serves as an educational tool for new traders, and the company enables customers to switch easily from Demo to Live.

   The key difference between the Zero and Classic accounts at Fusion Markets is how trading costs are structured and whether traders prefer paying a separate commission or having the cost incorporated within the spread. There is also an option for a Fusion Markets Swap-Free Account. Minimum and maximum lot sizes for standard account holders at Fusion Markets vary between 0.01 and 100 lots.

   Gleneagle Asset Management Limited (ABN 29 103 162 278) trading as Fusion Markets, is the issuer of the Fusion Markets Products described in this communication. Trading in Fusion Markets Products involves the potential for profit as well as the risk of loss which may vastly exceed the amount of your initial deposit and is not suitable for all investors. You should read all of these Financial Product Service Terms, the Product Disclosure Statement (PDS) and the Financial Services Guide (available on our website) carefully, consider your own financial situation, needs and objectives for investing in these Fusion Markets Products and obtain independent financial advice.
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   2. FP Markets

   Established in 2005, FP Markets is a regulated FX and CFD broker, offering 10,000+ trading instruments, fast execution, and a range of platforms. The forex account types that traders can opt for are Standard and Raw. The former provides spreads starting from 1.0 pips, while the latter offers spreads from 0.0 pips with an additional commission of $3.0 per lot. Both accounts are available on MT4, MT5, TradingView, and cTrader, providing clients with access to markets like forex, commodities, shares, indices, and cryptocurrencies.

   Both account types have a minimum deposit requirement of $50, with a maximum leverage cap of 1:30. At FP Markets, the minimum trade size is 0.01 lots. New traders are advised to try a free demo account first so that they can practice without risking real funds.

   CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 73.33% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
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   3. BlackBull Markets

   Established in 2014 in New Zealand, BlackBull Markets is an international broker offering broad market access, competitive spreads, and low fees. The brokerage operates through licenses from the FSA (Seychelles) and FMA (New Zealand), offering leverage up to 1:500. Trading account types that cater to traders with various needs and preferences include the ECN Standard, ECN Prime, and Prime+ accounts.

   The ECN Standard account offers tight spreads starting at 0.8 pips, no commissions, and no minimum deposit requirement. It is suitable for beginners entering the markets. ECN Prime, meanwhile, offers raw spreads starting from 0.0 pips, with a commission of $3 per side ($6.0 per lot). This account type offers access to deeper liquidity and faster execution speeds, again with no minimum deposit requirements. Prime+ is another commission-based account. It is meant for high-volume traders, offering spreads from 0.0 pips and monthly rebates.

   Trading foreign exchange on margin carries a high level of risk and may not be suitable for all investors. The high degree of leverage can work against you as well as for you. Before deciding to trade foreign exchange, you should carefully consider your investment objectives, level of experience, and risk appetite. The possibility exists that you could sustain a loss of some or all of your initial investment and, therefore, you should not invest money you cannot afford to lose. You should make yourself aware of all the risks associated with foreign exchange trading and seek advice from an independent financial advisor if you have any questions or concerns as to how a loss would affect your lifestyle.
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   4. Pepperstone

   Pepperstone is an online forex and CFD broker with advanced tools, a market selection spanning 1,200+ instruments, and ECN execution. The broker offers two main types of trading accounts: Standard and Razor accounts.
   Standard accounts come with a 1 pip markup and no commissions, while Razor accounts offer raw spreads plus a commission that varies depending on the account currency. USD-based accounts, for instance, have a commission of $3.50 per 1 standard FX lot per side. Many new customers favor Standard accounts as a more straightforward option, with all fees (apart from any overnight funding fees) included in the spread. Meanwhile, high-frequency FX traders and scalpers prefer Razor accounts, giving them more control over their trading costs.

   CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 72.9% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
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   5. Global Prime

   Founded in 2010 in Sydney, Australia, Global Prime is regulated by several financial authorities, including ASIC and the VFSC. The company offers free Demo Accounts, giving new traders access to advanced charting and analysis tools and the chance to test real-life market conditions with unlimited virtual funds.

   Switching from a Demo account to a live Standard or Raw account is straightforward, with fee-free deposits, no minimum requirements for account size, and access to 150+ global markets. While spreads for Standard accounts start from 0.9 pips with no commissions, Raw account spreads are from 0.0 pips plus a $3.5 commission per side. Trade size varies from 0.01 lot to 1,000 lots for both account types, with scalping, EAs, and hedging being allowed. The company also enables advanced traders to create their Global Prime Pro Accounts and benefit from flexible leverage, provided they meet specific requirements.

   Global Prime is a trading name of FMGP Trading Group Pty Ltd (ABN 74 146 086 017) and is regulated by ASIC and licensed to carry on a financial services business in Australia under Australian Financial Services License No. 385620. Gleneagle Securities Pty Limited trading as Global Prime FX, is a registered Vanuatu company (Company Number 40256) and is regulated by the VFSC. The website is owned and operated by FMGP Trading Group Pty Ltd, ABN 74 146 086 017.
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   6. XM Group

   Founded in 2009, XM is an established financial services provider with more than 15 million registered accounts across 190+ countries. The key trading account types at XM are Ultra Low, Standard, and XM Zero accounts. A Shares Account is also available in certain regions.

   The base currency options for the first two types of accounts are EUR, USD, and GBP, and for XM Zero Accounts – USD, EUR, and JPY. The minimum deposit requirements for all three FX trading account types start from just $5, providing a low barrier to entry.

   EUR/USD spreads start from 1.6 pips for Standard accounts and from 0.8 pips for Ultra Low accounts, with no commissions. XM Zero accounts offer spreads from 0.0 pips plus a commission of $3.5 per side. Note that account availability varies per region.

   Risk Warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 72.82% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
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   7. eToro

   eToro has operated in the financial services industry since 2007, with 40 million users worldwide and a trading portfolio of 7,000+ instruments. The company offers four account types, with the options being a Personal (retail) account, a Professional account, a Corporate account, and an Islamic account.

   The default account type is the Personal account, enabling customers to trade all supported assets, copy other traders, and invest in Smart Portfolios. Although the standard account type comes with leverage limitations, it features enhanced consumer protection. Additionally, customers can open a Demo account first and practice trading without risking real funds.

   CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 50% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work, and whether you can afford to take the high risk of losing your money.
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   8. AvaTrade

   AvaTrade is regulated across nine jurisdictions, including the CySEC, FSCA, and ASIC. Traders can choose between a range of account types, with free demo accounts available. The broker’s Standard accounts are suited for retail traders, giving them access to 1,250+ financial instruments across forex, shares, commodities, indices, ETFs, options, and more.

   Besides the above-mentioned account types, the company offers Islamic, professional, VIP, and MAM accounts. The broker also offers the AvaProtect™ feature, which enables traders to protect a chosen trade against losses of up to $1 million in exchange for a predetermined premium paid at the time of purchase.

   CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 57% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
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   9. Capital.com

   Capital.com is a financial services provider offering 4,500+ markets, more than 800,000 registered traders, and over $148 billion in monthly trading volume. The company complies with the regulatory requirements of authorities such as the FCA and CySEC.

   The broker offers retail and professional accounts. There are options for swap-free trading, spread betting, 1X trading, and CFDs trading.

   With a retail account, users can trade forex with spreads starting from 0.7 pips, no commissions, leverage of up to 1:30, and benefit from regulatory protections like segregated funds and Negative Balance Protection. Guaranteed stop-loss (GSL) orders, which are designed to close trades at precisely set levels, regardless of market volatility, are available upon opening a position. The feature acts as insurance, requiring a small premium, which is charged when the GSL is triggered.

   CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 69% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. Please refer to our Risk Disclosure Statement.
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    10. ActivTrades

    Established in 2001, ActivTrades serves traders from over 170 countries with licensing from several regulators, including the FCA, SCB, and FSC. ActivTrades offers a diverse range of account types, including Professional, Individual, Demo, and Islamic, catering to traders at various experience levels.

    The broker’s Individual Account, suitable for retail traders, includes features such as fast execution, no requotes, and negative balance protection. Forex traders can pick between several base account currencies, with some of the options being EUR, USD, SEK, and CHF.

    Multilingual customer support is available 24/5, with agents fluent in 14 languages. Individual account holders are not charged commissions on their trades, as spreads are incorporated in trading costs. They can choose from several platforms, including the broker’s custom-made ActivTrader, the MetaTrader platforms, and TradingView.

    CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 72% of retail investor accounts lose money when trading CFDs with this provider.You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
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    11. Axi

    Since its establishment in 2007 in Sydney, Australia, Axi has grown into a global brokerage serving thousands of traders. The broker offers spreads from 0.6 pips (0.0 pips for commission-based account holders), fast execution, and a variety of trading tools. A range of live trading accounts is available, with the main options being a Standard account, Pro account, Swap-free (Islamic) account, and Axi Elite.

    The Standard account at Axi offers straightforward, commission-free trading with FX spreads beginning at 0.6 pips, while BTC/USD spreads average $12. It supports flexible trading, allowing minimum trades of 0.01 lots and full EAs compatibility. The account requires only a $5 minimum deposit and allows for leverage up to 1:30. Account holders can choose from EUR, USD, GBP, PLN, and a selection of other options as their base currency. A free VPS service is available for certain users.

    CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. The vast majority of retail client accounts lose money when trading in CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Comprehensive Comparison of the Top 10 Forex Brokers with Standard Account

Best Forex Brokers with Standard Account Ranked by Trustpilot Score

Contract Size in Standard Trading Accounts

Contract size in FX trading refers to the aggregate value of a position in the forex market. For example, the standard contract size for the EUR/USD currency pair is €100,000, which equals one standard lot. In other words, when a trader buys or sells one contract of this currency pair, they are virtually trading €100,000.

Not all trades need to feature standard contract sizes. Traders can operate in smaller increments, known as mini and micro lots, based on their risk tolerance and trading budget.

• Standard Lot: 1 Lot is equivalent to 100,000 currency units
• Mini Lot: 1 Mini Lot is equivalent to 0.1 standard lot, representing 10,000 currency units.
• Micro Lot: 1 Micro Lot is equivalent to 0.01 standard lot, representing 1,000 currency units.

Minimum trade sizes vary between brokers and can depend on the underlying asset. In forex trading, minimums typically start from 0.01 lots (equivalent to 1,000 currency units), which can make the market accessible to traders with smaller initial deposits.

Can You Trade Less than One Full Lot with Standard Accounts?

As noted above, lot size indicates the number of currency units subject to a transaction, with the standard lot size in forex trading being 100,000 units of the base currency. Alternatively, traders can opt for trading in smaller increments such as mini lots (10,000 units) or micro lots (1,000 units).

Minimum lot sizes for Standard trading accounts typically start from 0.01 lots (1,000 units). Maximum lot sizes, meanwhile, vary across different brokers and the account types they offer. Fusion Markets, for example, limits the maximum lot size for Standard accounts to 100 lots, which is, more or less, the industry standard.

What Instruments Can You Trade with Standard Accounts?

Standard accounts are the most common type of trading account, typically preferred by retail traders for their flexibility and ease of use. They provide access to standard lots of currency, each worth 100,000 units.

Standard account holders typically have access to the complete range of supported trading instruments, including forex and CFDs on stocks, commodities, indices, and cryptocurrencies,

Regardless of which financial instruments traders choose – whether major currency pairs or tech stock CFDs – they can manage positions through a single account interface. This centralized management allows traders to access multiple asset classes while controlling all their holdings from one standard account, simplifying reporting and management.

Standard Account Spreads and Trading Costs

Holders of Standard accounts should consider the trading and non-trading costs that forex trading entails. Standard accounts are popular because their costs are typically all incorporated into the spread, meaning no additional commissions are charged on trades.

FX trading spreads for Standard account holders vary across different brokers. To find competitive conditions, compare the average spreads for particular currency pairs and assets you plan to trade at several brokers. For example, competitive average spreads for the EUR/USD currency pair can start from as low as 0.5 to 1.5 pips.

Overnight funding fees (swap fees), meanwhile, are the most common additional cost type. They apply to positions held open past the market close and represent the interest rate differential between the two currencies in a pair.

Non-trading fees may also apply, with some brokers imposing deposit and withdrawal fees, inactivity fees, and currency conversion surcharges. Always review the broker’s fee schedule thoroughly before opening an account.

How Standard Accounts Compare to Other Common Account Types?

With so many types of trading accounts, traders may find it difficult to select the right one. Standard trading accounts are the most common type and offer a balance of flexibility and accessibility.
Beginning traders usually opt for Mini and Micro accounts to reduce the risks associated with forex trading. In contrast, large account holders are usually provided with a broader range of products, more competitive fees, and dedicated customer support in return for a larger trading volume. Islamic accounts, also known as swap-free accounts, are designed to comply with Sharia law, which prohibit the payment or receipt of interest.

Who Are Standard Accounts Suitable For?

Standard trading accounts are the most common type of accounts, and they are relatively versatile, making them a valid option for many types of traders. The typical lot size for Standard accounts is 100,000 units of the base currency. However, traders are not required to own this capital to open and close positions. Depending on the margin and leverage conditions brokers offer, they can still trade with micro lot sizes with 0.01 lots (which is 1,000 units of the base currency) to manage risk.

These features make standard accounts suited for beginners who want to test strategies with minimal risk. Experienced traders who need access to larger positions can also benefit from opening standard accounts.

Determining whether standard accounts are suitable for you or if another account type may be a better option requires careful consideration. This decision can affect trading outcomes, so traders should consider their risk tolerance, available capital, and the trading strategy they plan to use before selecting an account type.

Pros and Cons of Standard Trading Accounts

Standard trading accounts include several benefits, ranking them among the most popular types of accounts in forex trading. However, they do come with certain drawbacks. Below, you can review the key pros and cons of this account type.

Written by E. Lee, CFA